Business InsuranceSolutions

Comprehensive protection for entrepreneurs, freelancers and SMEs with independent advice.

Why Choose Tailored Business Insurance?

Legal Compliance

Meet all Swiss legal obligations regarding business insurance.

Business Continuity

Protect your business against risks that could interrupt your operations.

Employee Protection

Provide your employees with comprehensive and attractive social protection.

Business Insurance
10+
Years of Expertise
100%
Compliance

Critical 2025 Deadlines

Don't miss these important dates for your business compliance

March 31, 2025
Deadline

Cyber Security Audit

All businesses must complete their IT security audit and update their cyber coverage.

June 30, 2025
Deadline

Environmental Liability

Mandatory compliance with new environmental liability requirements.

Dec 31, 2025
Transition

New LPP Standards

Adaptation to new occupational pension standards to optimize contributions.

Hidden Risks You Might Be Ignoring

These emerging risks could cost your business thousands of francs

Targeted Cyber Attacks

Swiss SMEs face 40% more attacks than in 2023. Average cost: CHF 85,000 per incident.

RECENT EXAMPLE
Geneva accounting firm: CHF 120,000 losses + 3 months business interruption

Climate Liability

New lawsuits for environmental damages. Even small businesses are targeted.

2025 TREND
+300% climate-related claims vs 2024

Employee Burnout

New legal obligations for workplace mental health. Penalties up to CHF 50,000.

2025 REQUIREMENT
Mandatory coverage for psychosocial risks

Free Compliance Audit

Discover your coverage gaps before it's too late

Complete analysis in 24h
Detailed risk report
Personalized recommendations
Priority action plan

Essential Business Coverages

Comprehensive protection tailored to your industry and business size

Professional Liability

Protection against damages caused to third parties in the exercise of your professional activity.

Employee Benefits (2nd Pillar)

Employee benefit solutions compliant with Swiss legal requirements.

Business Legal Protection

Coverage of legal costs for commercial disputes, contracts and labor conflicts.

Loss of Income

Financial compensation in case of business interruption due to illness or accident.

Cyber Protection

Protection against cyber attacks, data theft and IT interruptions.

Accident Insurance

Mandatory and supplementary coverage for occupational and non-occupational accidents.

Expert Advice: Avoid These Costly Mistakes

Based on 15+ years of experience with hundreds of Swiss businesses

Mistake #1: Under-insurance

67% of Swiss SMEs are under-insured. In case of claims, you only recover a fraction of damages.

REAL COST
CHF 200,000 damages = only CHF 80,000 reimbursed

Mistake #2: Waiting Periods

Many ignore waiting periods. Some coverages only activate after 6-12 months.

COMMON TRAP
Claim in month 3 = no coverage

Mistake #3: Hidden Exclusions

Policies contain fine-print exclusions. 43% of claims are denied for this reason.

TYPICAL EXAMPLE
Cyber: remote work not covered

🎯 Solution: Professional Analysis

Our expert team analyzes your situation in detail and proposes an optimized insurance strategy for 2025.

Get Your Business Insurance Quote

Get a comprehensive analysis of your business insurance needs

Mathias SudresMathias Sudres

FINMA-registered independent insurance and pension advisor specializing in Swiss retirement planning and comprehensive insurance solutions.

FINMA Registration:

Legal

© 2025 Mathias Sudres. FINMA-registered independent insurance and pension advisor. All rights reserved.